Dr. Anthony M. Criniti IV (aka “Dr. Finance™”) is known as a major disruptor in the science of finance, revolutionizing the field's entire academic foundation. He holds a PhD in applied management and decision sciences, with a concentration in finance, from Walden University. He earned his BBA at The George Washington University with a concentration in international business. He earned a master of science in financial services from The American College, where he also obtained prominent financial designations, including Chartered Financial Consultant (CHFC), Chartered Life Underwriter (CLU), Registered Executive Benefit Consultant (REBC), and Registered Health Underwriter (RHU).

Dr. Criniti holds Pennsylvania licenses in fixed annuities, life and health insurance, and real estate.  His various professional experiences include work as an investment and a retirement specialist for The Vanguard Group, as a financial planner for several hundred clients, and as a real estate developer.

A native of Philadelphia, Dr. Criniti is a professor at several universities, an active investor in various marketplaces, an explorer, a financialist, a survivalist, and has traveled around the world studying various aspects of finance. He is the author of three #1 best-selling finance books: The Necessity of Finance (2013), The Most Important Lessons in Economics and Finance (2014), and The Survival of the Richest (2016).